Which best describes you?
Pick your situation — we'll match you to the right loan instantly.
I need cash urgently
Emergency funds straight to your M-Pesa in under 30 minutes. No collateral, no paperwork.
I own a vehicle
Use your logbook to unlock up to KES 5M while keeping your car. Fast approval, competitive rates.
I run a business
Working capital tailored to your cash flow. Grow your biashara with flexible business loans.
I have a salary
Bridge the gap before payday. Borrow against your payslip with same-day disbursement.
Get a Loan in 3 Easy Steps
No collateral, no paperwork, no bank queues. Just your smartphone and a few minutes of your time.
Register
Sign up in minutes with just your phone number and national ID. No paperwork required.
Apply
Choose your loan product, enter the amount you need, and submit your application digitally.
Get M-Pesa Cash
Get approved within minutes and receive funds sent straight to your M-Pesa line instantly.
Calculate & Apply in Seconds
Pick your loan type, adjust the sliders, and apply — your details are pre-filled automatically.
Fast, Affordable & Flexible Logbook Loans
Get the funds you need at competitive rates and keep driving your car.
Included Features
- Competitive Interest Rates
- Quick Approvals
- No Hidden Charges
- Flexible Repayment
- Keep Driving Your Car
- High Loan Limits
Apply for a Logbook Loan
Adjust the sliders to estimate your repayment.
monthly Instalment
KSh 266,667
for 6 Months · 10% p.m. interest
✓ 100% Transparent · No upfront application fees · Instant M-Pesa transfer
Our Loan Products
Tailored financing built for your personal emergency or business growth — transparent rates, instant disbursement, zero paperwork.
Who Qualifies:
Real People. Real Results.
Thousands of Kenyans across the country have used Pezeka Credit to grow their businesses and manage life's unexpected moments.
10,000+
Satisfied Customers
4.8 / 5
Average Rating
< 30 min
Avg. Approval Time
Financial Advice & Resources
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Your Trusted Financial Partner
Pezeka Credit is a trusted financial partner dedicated to providing accessible and reliable credit solutions. Our mission is to empower individuals and businesses to achieve their financial aspirations through transparent and responsible lending.
With a focus on customer satisfaction and ethical practices, we strive to build long-lasting relationships with our clients, helping them navigate their financial journey with confidence.
- Speed: Approved in minutes, funds in your M-Pesa instantly.
- Flexibility: Repayment plans tailored to your business cash flow.
- Accessibility: No collateral, no paperwork — just your smartphone.
- Support: Dedicated customer support every step of the way.
Get in Touch
Have questions? We'd love to hear from you. Reach out via any channel below.
Contact Information
Direct banking support & assistance lines